Agreement to Terms Your use of this website and any transactions conducted with Oakdale Mortgage, LLC, are governed by these Terms of Use. By accessing any page beyond the homepage, you acknowledge and agree to these terms, regardless of whether you complete a transaction. If you do not agree with these terms, you must not use this website.
Ownership & Operation This website is owned and managed by Oakdale Mortgage, LLC, located at 16554 Creek Bend Drive, Suite 220, Sugar Land, TX 77478. References to “we,” “us,” or “our” in these Terms of Use refer to Oakdale Mortgage, LLC.
Authorized Use By using this website, you confirm that:
- You are at least 18 years old.
- Your use complies with these Terms of Use.
- Each visit signifies your acceptance of these Terms.
- You will use this website solely for lawful mortgage-related purposes.
You may not use this website for any purposes that:
- Disrupt or interfere with Oakdale Mortgage’s business relationships, employees, or network services.
- Violate any laws or regulations.
- Transmit spam, malware, or unsolicited communications.
- Infringe on intellectual property or privacy rights.
- Misrepresent affiliations with Oakdale Mortgage.
- Engage in any form of harassment or illegal activity.
Website Access We reserve the right to deny access to this website at any time, without notice, for any reason.
Intellectual Property All content on this website, including text, images, and design elements, is protected by intellectual property laws. You may not copy, distribute, or modify any content without written permission from Oakdale Mortgage.
Copyright Infringement Oakdale Mortgage respects the intellectual property rights of others and expects users to do the same. If you believe that any content on this website infringes upon your copyright, you may submit a notification under the Digital Millennium Copyright Act (DMCA) by providing the following information in writing:
- A physical or electronic signature of the copyright owner or a person authorized to act on their behalf.
- Identification of the copyrighted work claimed to have been infringed.
- Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material.
- Contact information of the complaining party, including address, telephone number, and email.
- A statement that the complaining party has a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law.
- A statement that the information provided in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner.
Send copyright infringement claims to: Oakdale Mortgage, LLC Attn: Legal Team 16554 Creek Bend Drive, Suite 220, Sugar Land, TX 77478
Electronic Communications and E-Signature Consent By using this website, submitting an application, or communicating with Oakdale Mortgage electronically, you consent to receive communications electronically. This includes emails, text messages, and notifications related to your application or services. You agree that clicking “I Agree,” submitting an application, or otherwise affirming acceptance of these Terms of Use constitutes your legally binding electronic signature.
Mortgage Disclosures Oakdale Mortgage, LLC is an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, or because a person receives income from a public assistance program.
NMLS Consumer Access: Oakdale Mortgage, LLC is licensed to conduct mortgage lending in applicable states. Our Nationwide Mortgage Licensing System (NMLS) identification number is 1625250. For licensing information, visit the NMLS Consumer Access website at www.nmlsconsumeraccess.org.
Loan approval is subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations may apply.
Governing Law and Jurisdiction These Terms of Use are governed by the laws of the State of Texas and applicable federal laws. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Texas, unless otherwise required by law.
Mandatory Arbitration Any dispute, claim, or controversy arising out of or relating to these Terms of Use, the use of this website, or any transaction with Oakdale Mortgage, including but not limited to claims related to advertising, privacy, and data security, shall be resolved exclusively through binding arbitration. The arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA), and judgment on the arbitration award may be entered in any court having jurisdiction.
By using this website, you waive your right to a jury trial or participation in a class action lawsuit. Arbitration shall take place in Houston, Texas, unless otherwise required by applicable law. Each party shall bear its own legal fees and costs, except as otherwise required by the arbitrator’s ruling or applicable law. This arbitration agreement shall survive the termination of these Terms of Use or your relationship with Oakdale Mortgage.
Force Majeure Oakdale Mortgage shall not be responsible for any delays or failures in performance due to causes beyond our reasonable control, including but not limited to natural disasters, governmental actions, labor strikes, pandemics, cyberattacks, or failures of telecommunications or internet services.
Termination of Use Oakdale Mortgage reserves the right to suspend or terminate your access to this website or services at any time, with or without notice, for any reason, including but not limited to violation of these Terms of Use or engagement in unlawful activities.
Security Disclaimer While Oakdale Mortgage employs reasonable security measures to protect your information, we do not guarantee absolute security against unauthorized access, data breaches, or cyberattacks. You acknowledge that you use this website at your own risk.
Reasonable Efforts & No Guarantee of Results Oakdale Mortgage uses reasonable efforts to provide accurate and up-to-date information on this website and to process mortgage applications in a timely manner. However, we do not guarantee any specific results, loan approvals, interest rates, or timelines for loan processing. All decisions regarding loan approvals are subject to credit evaluation, verification of financial information, and compliance with regulatory requirements. Oakdale Mortgage shall not be liable for any delays, errors, or inability to obtain financing, and applicants assume all risks associated with the loan approval process.
Costs Incurred in the Loan Application Process By submitting a loan application, you acknowledge that Oakdale Mortgage may begin incurring costs associated with processing your application, including but not limited to credit report fees, appraisal fees, underwriting fees, and administrative costs. These costs may be required to be reimbursed by you, as permitted by applicable law, if you choose to withdraw your application or fail to provide necessary information in a timely manner. Specific reimbursement obligations will be outlined in applicable loan disclosures and agreements.
Submissions & Testimonials By submitting content or testimonials, you grant Oakdale Mortgage an irrevocable right to use, modify, and distribute your submissions for any purpose, without compensation or attribution.
Third-Party Links For convenience, we may provide links to external websites. Oakdale Mortgage does not endorse or control these third-party sites and is not responsible for their content or services.
Modifications We reserve the right to update these Terms of Use at any time without prior notice. Continued use of the website signifies acceptance of any modifications.
Geographic Restrictions Our services are intended for users within the United States. We make no representation that our services are available outside of this region.
User Credentials Certain areas of this website may require login credentials. You are responsible for maintaining the confidentiality of your login information and for any activity that occurs under your account.
Privacy & Information Sharing Oakdale Mortgage respects your privacy and is committed to protecting your personal information. By using this website, you consent to the collection, use, and sharing of your information in accordance with our Privacy Policy.
We may collect personal information such as your name, contact details, and financial data to process loan applications and provide mortgage-related services. This information may be shared with our affiliates, service providers, and regulatory agencies as required by law. We do not sell your personal data to third parties.
You may opt out of marketing communications at any time by following the instructions provided in our Privacy Policy. For a detailed explanation of how we collect, store, and protect your personal information, please review our full Privacy Policy.
Agreement to Calls and Information Sharing By submitting your contact information to Oakdale Mortgage, LLC, through this website or any other communication method, you expressly consent to receive communications from us, including calls, text messages, and emails. These communications may include information about mortgage products, loan application updates, or promotional offers. Calls and messages may be sent using an automated dialing system or prerecorded voice messages. Your consent is not a condition of purchasing any goods or services.
Additionally, by providing your information, you authorize Oakdale Mortgage to share your details with affiliates, service providers, and third parties necessary to process your mortgage inquiry or application. You acknowledge that Oakdale Mortgage is not responsible for the actions or services provided by these third parties. If you wish to opt out of marketing communications, you may do so at any time by following the instructions in our Privacy Policy.
Agreement to Provide Accurate Information You agree to provide only accurate, complete, and current information when submitting an inquiry, application, or any other transaction through this website. You acknowledge that Oakdale Mortgage relies on the accuracy of the information provided and that any misrepresentation or omission may result in the denial of your application, revocation of any approval, or other legal consequences. You further agree to promptly notify Oakdale Mortgage of any changes in the information provided to ensure that all records remain up to date and correct.
Agreement to Cooperate in the Application Process By submitting an application or inquiry through this website, you agree to fully cooperate in the mortgage application process. This includes providing all necessary documents, responding to requests for additional information, and submitting required materials on a timely basis. Failure to cooperate or delays in providing requested documentation may impact the processing of your application and could result in delays or the denial of your mortgage approval.
Severability If any provision of these Terms is deemed invalid, the remaining provisions will continue to be enforceable.
Contact Information For questions about these Terms of Use, contact: Oakdale Mortgage, LLC Attn: Legal Team 16554 Creek Bend Drive, Suite 220, Sugar Land, TX 77478
